Our Offerings

Grants & Recoverable Grants

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Capital Needs Assessment Recoverable Grant Program

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Developers of Color (DOC) Matching Grant Award

 

Loans

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Low Interest Subordinate Mini-Perm Loan

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Low Interest Preservation Acquisition Mini-Perm Loan

 

Preferred Equity

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Preferred Equity Product

 

 Targeted Housing Area Map

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 This is a disclaimer of the applications. This is a disclaimer the funds here are not city funds.

Capital Needs Assessment & Green Capital Needs Assessment Recoverable Grant Program

Description:

This grant

  • cover costs of a 3rd party Capital Needs Assessment.

  • is for owners of regulated affordable housing or Naturally Occurring Affordable Housing (NOAH) projects in Detroit that need to understand the capital needs of their projects.

Eligibility:

Owners or purchasers of existing regulated or Naturally Occurring Affordable Housing projects willing to preserve unit affordability.

Developers of Color (DOC) Matching Grant Award

Description:

This is a grant program that offers up to $25,000 in matching funds to cover a portion of a project’s predevelopment expenses and soft costs for developers of color. The Developer of Color (DOC) program will provide predevelopment capital to affordable housing projects over five years.

Eligible Grantees:

  • Non-profit (Organization lead is of color, majority of board is of color)

  • For-profit developers of color

  • Less experienced developers of color working with an experienced consultant

Project Eligibility:

  • Development projects must be in the City of Detroit

  • Applicants must demonstrate ownership or have site control in process

  • Evidence of property insurance

  • Projects must be intended to substantially serve as affordable housing, either

    restricted or naturally occurring affordable housing (NOAH)

  • Projects must be on schedule to close on permanent financing within two years

Low Interest Subordinate Mini-Perm Loan

Description:

This loan

  • Allows for refinancing of existing debt up to $2 million

  • Is intended for multifamily buildings of 75 units or less, but not exclusively.

  • Covers renovation costs projected at moderate level per unit .

Affordability requirements:

  • At least 50% of units must be at 80% AMI or below

  • Remaining 50% of units at 120% AMI or below

Low Interest Preservation Acquisition Mini-Perm Loan

Description:

This loan

  • allows for refinancing of existing debt up to $5 million

  • is intended for multifamily buildings of 75 units or less, but not exclusively.

  • covers renovation costs projected at moderate level per unit.

Affordability requirements:

  • At least 50% of units must be at 80% AMI or below

  • Remaining 50% of units at 120% AMI or below

 Preferred Equity Product

Description:

This investment

  • is up to $2M

  • provides equity investment into a project ownership entity .

  • is intended for multifamily buildings of 75 units or less, but not exclusively.

  • can be used for new construction or renovation/acquisition of existing properties.

Affordability requirements:

  • 5% of units at 50% AMI or below

  • 15% of units at 60% AMI or below

  • Overall, at least 50% of units must be at 80% AMI or below